Unlimited transactions
Earn High Interest
Apply Online

Earn Interest

0.10% APY on balances of $5,000 & up.2

Unlimited Transactions

No penalties, no fees, no upcharge. It's your business, you shouldn't have to pay to run it.

Online Account Opening

Apply online in 10 minutes or less. Skip the trip to the branch and get back to your business!

Better Business Banking

Skip the trip to the branch
Completely paperless application
Apply online in minutes
Open Online Now

Tailored Checking Is Made to Suit You

Additional services available upon request:

After your account is open, give us a call or start an online chat to request these features.

Free Business Bill Pay
Remote Deposit Capture
Corporate ACH Origination
Business Checks

Tailored Checking is made to suit you

Additional services available upon request:

Free Business Bill Pay
Remote Deposit Capture
Corporate ACH Origination
Business Checks

After your account is open, give us a call or start an online chat to request these features.

FinXTech
Treasury Prime
Alloy

Fintech Partner

Startup Innovation Winner

Fintech Partner

Still have questions?

Learn more about Tailored Checking and our other business solutions.

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Copyright © 2020 Radius Bank. Member FDIC. Equal Housing Lender. All rights reserved.

Equal Housing Lender - Member FDIC
Radius Bank

[1] The Debit Card Rewards Program (Cash Back Rewards) will provide 1.00% cash-back on all Qualified Purchases made by eligible Tailored Checking account holders if the account holder meets the requirements and keeps an average balance of $10,000 or greater within the calendar month in their Tailored Checking Account. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax adviser, as Radius Bank does not provide tax advice. Qualified Purchases include signature-based purchases made with a Radius Bank Debit Card tied to a Tailored Checking account enrolled in the Debit Card Rewards program. These are “credit” purchases that can be made in stores and online. To make a signature-based purchase, select “credit” rather than debit at point-of-sale kiosks. The “credit” option is most often pre-selected when making purchases online using a debit card. Online subscription payments may not be considered signature-based purchases. The payment transaction type (signature-based or other) is ultimately decided by the merchant and how the transaction is transmitted to Radius Bank at the time of processing. We reserve the right to determine if a transaction was a Qualified Purchase, and to establish additional types of Qualified Purchases that could be made available in a variety of ways. Any goods or services purchased with the Radius Bank Debit Card that are returned or otherwise credited to your Account are not qualified purchases. Unlawful purchases and purchases of currency, cash or cash equivalents (including, without limitation, currency from the U.S. Mint, Travelers Cheques, gift cards, Cryptocurrency, Casino Chips, Peer to Peer Payments, prepaid debit cards, account openings, loan payments, or other cash equivalents) made with your Radius Bank Debit Card are not Qualified Purchases. We may require you to provide documentation to validate that certain purchases are Qualified Purchases. Radius Bank reserves the right to modify or discontinue this program at any time. Your enrolled account must remain open, active, and in good standing to participate in the program, meaning: No NSF (non-sufficient funds) items during the preceding twelve calendar months in your checking account (regardless of the type of checking account). An eFunds check must show no negative history in the preceding twelve months and all monthly servicing fees must have been paid in full for the 12 preceding months. Radius Bank reserves the right to modify the description of “good standing” at any time. If you or the Bank closes your account for any reason before the end of the statement cycle, you will forfeit all rewards accrued through your linked Debit Card during that statement cycle.  [2] Annual Percentage Yield (APY) is accurate as of 5/6/2020. Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$4,999.99, and 0.10% APY applies to the entire balance on balances of $5,000 or more. Rates may change after account is opened. Fees may reduce earnings. Accounts with an average monthly balance of less than $5,000.00 at the end of each statement cycle will be charged a $10.00 monthly maintenance fee. National average interest rate for business checking is 0.188% APY - source: www.fdic.gov.   [3] Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Tailored Checking account using the Radius Bank business debit card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.  [4] Standard data and message rates may apply for all Mobile Banking services, including the Radius Business and Radius Card apps. Radius Business and Radius Card are available for free on Android and iOS mobile devices and are only available to Radius Bank account holders. 

Radius Mobile Banking

24/7 Online & Mobile Banking

Manage your accounts from anywhere, at any time. Digital invoices, wires, ACH, bill pay, mobile deposit, and more in the palm of your hand.4

Here's how our rates stack up for a $100,000 checking balance:

0.50%
0.188%

Radius Bank

National Average

$500
$188

Open an account online in under 10 minutes!

Get Started Today

Open Online Now

Available for iOS and AndroidTM

Bank from Anywhere with Radius Business

A full-service bank at your fingertips

Radius Business app

Online account opening in minutes



Unlimited fee-free transactions



Free ATMs worldwide and
unlimited rebates3


Send and receive invoices digitally
in online banking


Earn 0.50% APY

Radius Bank

Check = Yes
Check = Yes
Check = Yes
Check = Yes
Check = Yes

Online account opening in minutes


Free ATMs worldwide and
unlimited rebates3


Unlimited fee-free transactions


Send and receive invoices digitally
in online banking


Earn 0.50% APY


Unlimited 1% Cash Back

Check = Yes

Unlimited 1% Cash Back


Most banks require a branch visit
and pile of paperwork


Typically, only a limited number
of transactions are allowed, plus
a $0.40–0.50 fee per transaction


Most banks charge a fee for using
out-of-network ATMs


Not a feature


Earn 0.00—0.18% APY

Other Banks

X = No mark
X = No mark
X = No mark
X = No mark
X = No mark

Not a feature


Other rewards programs limit the amount you can earn in a month

X = No mark
Check = Yes
Check = Yes
Check = Yes
  • Real-time transaction history 
  • Pay bills, transfer funds, and send wires
  • Mobile check deposits 
  • Create and send professional digital invoices 
  • Accept card, ACH, and lockbox payments  
  • Generate reports and reconcile transactions for accounting

Radius Bank

National Average

Online Account Opening

Apply online in 10 minutes or less. Skip the trip to the branch and get back to your business!

Earn Interest

0.10% APY on balances of $5,000 & up.2

Unlimited Transactions

No penalties, no fees, no upcharge. It's your business, you shouldn't have to pay to run it.

24/7 Online & Mobile Banking

Manage your accounts from anywhere, at any time. Digital invoices, wires, ACH, bill pay, mobile deposit, and more in the palm of your hand.4

Security

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Chat with our U.S. based support team online, or reach us by secure message or phone, 7 days a week.

Friendly Customer Support

Customer Support
Business Mobile Banking and Business Debit Card - Radius Bank

Meet the Best Online Business Checking Account

Tailored Checking

Open online in minutes, and while you're out hustling, we'll put your money to work with an industry-leading interest rate and 1% cash back.

Open Online Now
Member FDIC
Bankrate - Best Online Bank 2020
1% Cash Back

Unlimited Cash Back

Receive 1.00% cash back on online and signature-based "credit" transactions made with a Radius debit card.1

Free ATMs Worldwide

We won't charge a fee, and we rebate ATM fees charged by other banks, worldwide. Get unlimited ATM fee rebates and save over $300 this year!3

Free ATMs

Unlimited Cash Back

Receive 1.00% cash back on online and signature-based "credit" transactions made with a Radius debit card.1

Free ATMs Worldwide

We won't charge a fee, and we rebate ATM fees charged by other banks, worldwide. Get unlimited ATM fee rebates and save over $300 this year!3

Bankrate - Best Online Bank 2020