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Copyright © 2019 Radius Bank. Member FDIC. Equal Housing Lender. All rights reserved.

*Radius Hybrid Checking earns 17-20 times more than the national average interest checking account. Source: FDIC as of 1/23/2019. Radius Hybrid Checking is a free checking account with no monthly maintenance fee and no minimum balance requirement after $100.00 to open the account. Annual Percentage Yield (APY) is accurate as of 1/23/2019. Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$2,499.99, 1.00% APY applies to the entire balance on balances of $2,500.00 — $99,999.99, and 1.20% APY applies to the entire balance on balances of $100,000.00 or more. Rates may change after the account is opened. Fees may reduce earnings. Average Interest Checking vs. Radius Hybrid Checking interest earned annually calculations are based on account balances of $10,000.00.

[1] Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for a rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.

[2] Out-of-network ATM fees cost $4.69 on average. Source: CNBC as of 1/23/2019. If someone were to use an out-of-network ATM 6 times per month at an average fee of $4.69 per withdrawal, they would spend $337.68 in ATM fees in 12 months.

[3] Standard data and message rates may apply for all Mobile Banking services, including the Radius Mobile and Radius Card apps. Radius Mobile and Radius Card are available for free on Android and iOS mobile devices and are only available to Radius Bank account holders.

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  No monthly fees  |  Unlimited automatic ATM fee rebates – worldwide1  |  FDIC-insured

Here's what you'll need:

Your Social Security #

or Individual Tax ID # to verify your identity

$100 or more to open

fund via debit card, prepaid card, or transfer from an existing bank account

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Radius Debit Card

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Compare ATM Fees1 2

Average
Interest Checking

-$337.68
in ATM fees annually2

Radius
Hybrid Checking

$0.00
in ATM fees annually1

Use any ATM you want with
Hybrid Checking!

We never charge a fee, and we rebate fees 
charged by other banks.

It’s that easy!

Free ATMs worldwide
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Best Online Checking Accounts of 2019

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Turn your debit card on & off, set custom alerts, location-based access, transaction restrictions and spending caps in seconds.

Equal Housing Lender - Member FDIC

Protect your free debit card with the Radius Card app!

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Earn 17-20x more

than the average interest checking account*

Radius Bank

Earn 1.00% APY
on balances of $2,500–$99,999*

Earn 1.20% APY
on balances of $100,000 & up*

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Apply Online

Open Online Now

Open an account online in under 3 minutes
with as little as $100!

Open Online Now

Apply Online

Open Online Now

Open an account online in under 3 minutes
with as little as $100!

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Best Online Checking Accounts of 2019

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  Radius Mobile App 3

A full-service bank at your fingertips 

Use any ATM you want with
Hybrid Checking!

We never charge a fee, and we rebate fees charged by other banks.

It’s that easy!

Radius Hybrid Checking - Best Checking Accounts of 2019 by MyBankTracker
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Best Checking Accounts of 2019

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(for the 3rd straight year!)

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Radius Mobile app

Deposit checks

View transactions

Send and request money from friends

Transfer funds to/from your Radius account

Manage your budget

Track your spending

Lower utility bills with Bill Shark

Insure the things you love with Lemonade

Available for iOS and AndroidTM

Radius Mobile
  App 3

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