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Copyright © 2018 Radius Bank. Member FDIC. Equal Housing Lender. All rights reserved.

Radius Hybrid Checking is a free checking account with no monthly maintenance fee and no minimum balance requirement after $100.00 to open the account. 

Standard data and message rates may apply for all Mobile Banking services, including the Radius Mobile and Radius Card apps. Radius Mobile and Radius Card are available for free on Android and iOS mobile devices, and are only available to Radius Bank account holders. Visit radiusbank.com/personal/mobile-deposit to learn how to deposit a check using the Radius Mobile app. 

*Annual Percentage Yield (APY) is accurate as of 10/24/2018. Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01–$2,499.99, 1.00% APY applies to the entire balance on balances of $2,500.00-$99,999.99, and 1.20% APY applies to the entire balance of $100,000.00 or more. Rates may change after account is opened. Fees may reduce earnings.

[1] Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.

[2] Out-of-network ATM fees cost $4.69 on average. Source: CNBC as of 8/20/2018. If someone were to use an out-of-network ATM 6 times per month at an average fee of $4.69 per withdrawal, they would spend $337.68 in ATM fees in 12 months.

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  Free ATMs worldwide1  |  No monthly fees  |  FDIC insured  

Here's what you'll need:

Your Social Security #

or Individual Tax ID # to verify your identity

$100 or more to open

fund via debit card, prepaid card, or transfer from an existing bank account

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Earn 1.00% APY
on balances of $2,500–$99,99999*

Earn 1.20% APY
on balances of $100,000 & up*

Compare ATM Fees1 2

Average
Interest Checking

-$337.68
in ATM fees annually

Radius
Hybrid Checking

$0.00
in ATM fees annually

Use any ATM you want with
Radius Hybrid Checking!

We never charge a fee, and we rebate fees 
charged by other banks. It’s that easy!

Free ATMs worldwide
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Best Online Checking
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"Best Online Checking Accounts of 2018"

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Turn your debit card on & off, set custom alerts, location-based access, transaction restrictions and spending caps in seconds.

Equal Housing Lender - Member FDIC

Protect your free debit card with the Radius Card app!

  Free ATMs worldwide1
No monthly fees
FDIC insured  

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