Copyright © 2019 Radius Bank. Member FDIC. Equal Housing Lender. All rights reserved.

*Radius Hybrid Checking earns 17-20 times more than the national average interest checking account. Source: FDIC as of 4/15/2019. Radius Hybrid Checking is a free checking account with no monthly maintenance fee and no minimum balance requirement after $100.00 to open the account. Annual Percentage Yield (APY) is accurate as of 4/15/2019. Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$2,499.99, 1.00% APY applies to the entire balance on balances of $2,500.00 — $99,999.99, and 1.20% APY applies to the entire balance on balances of $100,000.00 or more. Rates may change after the account is opened. Fees may reduce earnings. Average Interest Checking vs. Radius Hybrid Checking interest earned annually calculations are based on account balances of $10,000.00.

[1] Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for a rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 1.800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.

[2] Out-of-network ATM fees cost $4.69 on average. Source: CNBC as of 4/15/2019. If someone were to use an out-of-network ATM 6 times per month at an average fee of $4.69 per withdrawal, they would spend $337.68 in ATM fees in 12 months.

[3] Standard data and message rates may apply for all Mobile Banking services, including the Radius Mobile and Radius Card apps. Radius Mobile and Radius Card are available for free on Android and iOS mobile devices and are only available to Radius Bank account holders.

Radius Debit Card

Other
Banks

$0.00
ATM fee savings annually2

Radius
Hybrid Checking

$337.68
ATM fee savings annually2

Free ATMs worldwide
Equal Housing Lender - Member FDIC

Earn 17x more*

Radius Bank
Radius Hybrid Checking - Best Checking Accounts of 2019 by MyBankTracker
nerdwallet

for the 3rd straight year!

Best Online Checking
Accounts of 2019

1.00% APY on balances of $2,500–$99,99999

Earn 1.00% APY
on balances of $2,500–$99,999*

Earn 1.20% APY
on balances of $100,000 & up*

We won't charge a fee, and we rebate ATM fees 
charged by other banks, worldwide.

It’s that easy!

As seen on:

Morning Brew
Digg
Nerdwallet
Bankrate
The Hustle

Ready to apply?

You'll need:

check
3 minutes of your time

Open your account completely online
in 3 minutes or less

check
$100 or more to open

Fund via debit card, prepaid card, or transfer from your existing bank account

check
Your Social Security number

or Individual Tax ID number
to verify your identity

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Open an account online in under 3 minutes
with as little as $100!

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*required to submit

Open Online Now

Open an account online in under 3 minutes
with as little as $100!

Get more from your
free checking account!

Use any ATM you want!

Leave your email address
and we'll reach out to you later!

Radius Mobile app

Deposit checks

View transactions

Send and request money from friends

Transfer funds to/from your Radius account

Manage your budget

Track your spending

Lower utility bills with Bill Shark

Insure the things you love with Lemonade

Available for iOS and AndroidTM

  Bank from anywhere with Radius Mobile 3

A full-service bank at your fingertips

Turn your debit card on & off, set custom alerts, location-based access, transaction restrictions, and spending caps in seconds.

Protect your free debit card
with the Radius Card app!

Apply Online

Never pay an ATM fee1
No monthly fees*

What makes Hybrid the
best online checking account?

FDIC-insured