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1] No monthly maintenance fees. No monthly minimum balance requirement after $100.00 to open.

2] Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Rewards Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.

3] Rewards Checking customers receive and average of $9.50 per month in ATM rebates. 

4] The Debit Card Rewards Program (Cash Back Rewards) will provide 1.00% of all Qualified Purchases made by eligible Rewards Checking account holders if the account holder does any of the following: keeps an average balance of $1,000 or greater within the month in their Rewards Checking Account, receives funds in their Radius account via qualifying Direct Deposit, or has an average combined balance of all Rewards Checking, Radius Hybrid Checking, and Radius High-Yield Savings accounts within the month.The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax adviser, as Radius Bank does not provide tax advice. Qualified Purchases include signature-based purchases made with a Radius Bank Debit Card tied to a Rewards Checking account enrolled in the Debit Card Rewards program. These are “credit” purchases that can be made in stores and online. To make a signature-based purchase, select “credit” rather than debit at point-of-sale kiosks. The “credit” option is most often pre-selected when making purchases online using a debit card. Online subscription payments may not be considered signature-based purchases. The payment transaction type (signature-based or other) is ultimately decided by the merchant and how the transaction is transmitted to Radius Bank at the time of processing. We reserve the right to determine if a transaction was a Qualified Purchase, and to establish additional types of Qualified Purchases that could be made available in a variety of ways. Any goods or services purchased with the Radius Bank Debit Card that are returned or otherwise credited to your Account are not qualified purchases. Unlawful purchases and purchases of currency, cash or cash equivalents (including, without limitation, currency from the U.S. Mint, Travelers Cheques, gift cards, prepaid debit cards or other cash equivalents) made with your Radius Bank Debit Card are not Qualified Purchases. We may require you to provide documentation to validate that certain purchases are qualified purchases. Radius Bank reserves the right to modify or discontinue this program at any time. Your enrolled account must remain open, active, and in good standing to participate in the program, meaning: No NSF (non-sufficient funds) items during the preceding twelve months in your checking account (regardless of the type of checking account). An eFunds check must show no negative history in the preceding twelve months and all monthly servicing fees must have been paid in full for the 12 preceding months. Radius Bank reserves the right to modify the description of “good standing” at any time. If you close your account for any reason before the end of the statement cycle, you will forfeit all rewards accrued through your linked Debit Card during that statement cycle.

5] Radius High-Yield Savings account holders receive $4.00/month in interest with a monthly $3,200.00 account balance. Annual Percentage Yield (APY) is accurate as of 12/13/18. Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$9.99, 0.05% APY applies to the entire balance on balances of $10.00—$2,499.99, 1.50% APY applies to the entire balance on balances of $2,500—$24,999.99, and 2.05% APY applies to the entire balance on balances of $25,000 or more. Rates may change after account is opened. Fees may reduce earnings.

6] Standard data and message rates may apply for all Mobile Banking services, including the Radius Mobile and Radius Card apps. Radius Mobile and Radius Card are available for free on Android and iOS mobile devices and are only available to Radius Bank account holders.

FDIC-insured up to the maximum allowed.

Earn an average of $20 each month by banking online with Radius


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No monthly



No ATM fees

Use any ATM you want!
We never charge a fee, and we rebate fees charged by other banks. It’s that easy! 

We are a bank built around your needs. We provide virtual banking solutions, award winning accounts, and friendly customer service. Your experience is our top priority. 
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Get even more with Radius Rewards!

Radius Rewards is designed to provide you with exclusive benefits like cash back and increased transaction limits. You'll be automatically enrolled once your account becomes eligible. Your benefits will grow with your balance!

Get Rewards Checking to earn unlimited 1% cash back on signature transactions4

Radius Rewards - Cash Back

Protect your free debit card with the Radius Card app!

Turn your card on and off as you please and manage alerts.

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With Radius, your favorite monthly subscription will practically pay for itself!

Free ATMs Worldwide


ATM Rebates3


 Cashback Rewards4



Member FDIC

Cash Back
ATM Rebates
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Equal Housing Lender - Member FDIC

  Radius Mobile App 6

A full-service bank at your fingertips 

Radius Mobile app

Deposit checks

View transactions

Send and request money from friends

Transfer funds to/from your Radius account

Manage your budget

Track your spending

Lower utility bills with Bill Shark

Insure the things you love with Lemonade

Available for iOS and AndroidTM

Radius Mobile
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