Copyright © 2018 Radius Bank. Member FDIC. Equal Housing Lender. All rights reserved.

Radius Hybrid Checking is a free checking account with no monthly maintenance fee and no minimum balance requirement after $100.00 to open the account. 

* Annual Percentage Yield (APY) is accurate as of 6/21/18. Minimum amount to open account is $100.00. Rate tiers are as follows: 0.00% APY applies to balances of $0.01–$2,499.99, 0.85% APY applies to the entire balance on balances of $2,500.00-$99,999.99, and 1.20% APY applies to the entire balance of $100,000.00 or more. Rates may change after account is opened. Fees may reduce earnings.

** Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.242.0272. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate program at any time.

  Use any ATM you want!  

We never charge a fee, and we rebate fees charged by other banks. It’s that easy!  

Ready to Apply?

Radius Mobile Banking
Apply Online

Get more from your free checking account!


  Free ATMs worldwide**

  No monthly fees

FDIC insured  

Here's what you'll need:

Your Social Security #

or Individual Tax ID # to verify your identity

$$ to fund your account

fund via debit card, prepaid card, or transfer from an existing bank account


Leave your email address and we'll reach out to you later!

The EveryGirl
Radius Debit Card
Bank Better with Radius Mobile
Free ATMs worldwide

Free ATMs Worldwide

Create a Budget

Analyze Spending

Deposit Checks

Send Money

Get Instant Alerts

and more...

Apply Online Now

Open your account in less than 5 minutes!

Not Ready Yet?

Open your account in less than 5 minutes!

Protect your free debit card with the Radius Card app!

Turn your card on and off as you please and manage alerts.


Earn 0.85% APY
on balances of $2,500–$99,99999*

Earn 1.20% APY
on balances of $100,000 & up*

Fix the following errors: